Home Healthcare | XMod: 0.94 Premium: $78,260
Janitorial | XMod: 0.84 Premium: $53,563
Concrete or Cement Work | XMod: 1.07 Premium: $53,956
Plastering | XMod: 1.26 Premium: $301,570
Florists (Cannabis) | XMod: 0.84 Premium: $245,291
Cannabis Cultivation | XMod: DNQ Premium: $137,670
Retail Cannabis Store and Delivery | XMod: 1.00 Premium: $131,714
Concrete | XMod: 0.92 Premium: $88,809
Automobile Repair | XMod: 1.61 Premium: $84,857
Paper Goods Mfg | XMod: 0.87 Premium: $62,916
Carpentry | XMod: 0.95 Premium: $56,249
Residential Home Cleaning | XMod: 0.90 Premium: $54,808
Atlas General Insurance Services specializes in Workers’ Compensation. With access to many A.M. Best ‘A’ rated markets, no premium thresholds, and a broad underwriting appetite, Atlas is your solution for Workers’ Compensation. We are the exclusive underwriting arm for Falls Lake Insurance Company, Accredited Surety & Casualty and have many other programs accessible only through Atlas.
Our underwriting staff is responsive and ready to work together for successful outcomes. Competitive commissions, flexible payment plans including 0% down, and exceptional claims and loss control services encompass our superior workers’ compensation program for our broker partners and their clients.
Managed Programs
- A- (Excellent) IX rated carrier by A.M. Best Company
- Available exclusively through Atlas
- Small to large-size accounts ($25,000 minimum payroll)
- Partners with Titan Claims Management to provide exceptional claims administration services including utilization review and MPN coordination
- Competitive commissions and incentives
- Loss control services
- Flexible payment plan options including reduced down payments
Target Industries:
- Construction
- Refuse Haulers/Recycling Centers
- Transportation
- Healthcare
- Janitorial
- Landscaping
States Available:
- CA
- CO
- PA
- NJ
- A- (Excellent) X rated carrier by A.M. Best Company
- Available exclusively through Atlas
- Small to large-size accounts ($25,000 minimum payroll)
- Partners with Sedgwick Claims Management to provide exceptional claims administration services including utilization review and MPN coordination
- Competitive commissions and incentives
- Loss control services
- Flexible payment plan options including reduced down payments
Target Industries:
- Construction
- Transportation
- Healthcare
- Manufacturing
- Janitorial
- Landscaping
States Available:
- AZ
- CA
- GA
- NC
- NJ
- NV
- PA
- SC
- TN
- VA
- Additional states coming soon
Financials
- AM Best Rating: A- VIII (Excellent)
- 2019 Projected Year End Surplus > $150M
- Total Capital 1127% of RBC
- 2019 Net Premium to Surplus <.5 to 1
- Net leverage <2 (NWP + Liabilities)/Surplus)
- Service American carries no debt
- Balance Sheet rated “Very Strong” by AM Best
- AM Best BCAR Ratio > 60
- Shareholders committed to organic capital growth (reinvestment of profits into surplus)
States Available
- CA
- CT
- GA
- FL
- NJ
- NC
- PA
- SC
- TN
- VA
- A- (Excellent) XI rated carrier by A.M. Best Company
- Available through Atlas
- Small to large-size accounts ($25,000 minimum payroll)
- Partners with Sedgwick Claims Management to provide exceptional claims administration services including utilization review and MPN coordination
- Competitive commissions and incentives
- Loss control services
- Flexible payment plan options including reduced down payments
Target Industries:
- Agriculture (CA Only)
- Construction
- Refuse Haulers/Recycling Centers
- Transportation
- Healthcare
- Janitorial
- Landscaping
States Available:
- CA
- NY
Atlas Gateway Featuring 
Atlas offers an online agency portal called Atlas Gateway for real‐time submit and account management. When submitting through Atlas Gateway your accounts may be eligible for GoQuote, our instant rating tool.
Program Highlights
- Fast response time
- Flexible payment plan options including EFT/ACH
- Superior claims & loss control services
- Competitive rates & commissions
- Lapses in coverage acceptable pursuant to carrier guidelines
Resources
Contacts
- General Submissions:
- Renewal Submissions:
- Cannabis Submissions:
- Endorsements:
- Loss Runs:
- Claims Information
- Audit Questions:
